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Student Loans

Explore federal vs private loans, repayment plans, and forgiveness options to manage your student debt.

Student Loan Solutions

Explore federal vs private loans, repayment plans, and forgiveness options to manage your student debt effectively.

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Repayment Plans

Discover various repayment plans tailored to your financial situation and eligibility for student loan forgiveness.

Refinancing Options

Learn about refinancing strategies that can save you money and simplify your student loan payments.

FAQ

Q: Can I negotiate my student loan balance?
A: Only private loans (sometimes). Federal loans can’t be negotiated, but you may qualify for forgiveness or IDR.

Q: Do student loans affect my credit score?
A: Yes—payment history (35% of your score). Late payments hurt; on-time payments help.

Q: Should I pay off loans early?
A: If your rate is >5%, prioritize paying extra. If <4%, invest extra cash instead.

Navigating student loans was daunting, but this site helped me compare federal vs private options and understand repayment plans. Highly recommend for anyone struggling!

Alex M.